Develops and manages credit products for commercial and corporate credit. Ensures that product is sustainable through product management effort that integrates with sales, marketing, operations, technology, implementation and servicing.
Manage the end-to-end client and employee experience with Credit Product(s) including: Integration with multiple lines of business, digital experience, market research and competitive analyses, working with Pricing Manager to determine product pricing, developing short and long-term strategies/outlooks for assigned product(s), and designing and tailoring products to meet client needs
Competencies required include:
Demonstrated strategic planning/product and process management skills, strong analytical skills with breadth of view, knowledge of commercial credit products, negotiation skills, and 5 to 7 years of related experience.
“Must” have these skills to be minimally qualified. Commercial Credit experience, including work across the value chain (from sales to underwriting, fulfillment and servicing). Product management, process design or project management experience
Additional, valuable skills include knowledge of underlying credit processes to deliver these products (structuring, underwriting, pricing and profitability, fulfillment, servicing, Trade, real estate…), project management, basic process design and risk/reward balance.