
The common assumption about lakefront homes in the Charlotte region: It means Lake Norman, it means mansion, and it’s gonna cost at least $1M.
It’s understandable — there are a lot of Lake Norman million-dollar-plus mansions.
But there are plenty of choices for people looking beyond Lake Norman and under that seven-figure entry point too.
Here are 3 waterfront homes on the market, from Belmont, NC to Fort Mill/Tega Cay, SC that aren’t too far from Charlotte, have bonus some architectural charm or notable landscape features, and won’t set you back a million.
11114 Limehurst Place, Charlotte, NC 28278
- Specs: 2 beds, 2 baths, 2,042 sq. ft., 1.2 acres
- List price: $440,000. Drew Choate of The Lake Wylie Man Team has the listing/Wilkinson ERA, (704) 393-0048
- Noticed for: Cottage feel, flexible space potential, large lot size for price and location (Steele Creek-Charlotte area), 250 feet of shoreline.

Drew Choate of The Lake Wylie Man Team has the listing/Wilkinson ERA, (704) 393-0048

From the listing, “1st floor consists of a spacious great room, updated kitchen w/ stainless appliances & screened porch access. Large BR, full bath & laundry on main. Master up with full bath & fantastic lake views. Upstairs flex room for office/guest and large walk-in closet w/ vanity and sink.”
29033 Snapper Pt, Fort Mill, SC 29708
- Specs: 3 beds, 3 baths, 2,281 sq. ft
- List price: $575,000. Virginia Popovich of Keller Williams Realty has the listing, (704) 602-0400.
- Noticed for: Heavy woods adds to tucked-away setting, neighborhood has network of walking trails, and 3 full baths are a great plus at this square footage range and price point.

Virginia Popovich of Keller Williams Realty has the listing, (704) 602-0400

From the listing, “3 BR’s and 3 Full Baths. Updated Kitchen, Laundry Room, Breezeway, and Master Bathroom! Master bedroom has a great view of the lake! Large Attached 2 Car Garage and if you need more space has a walk up attic space above that could be finished as an office or bonus room.”

From the listing, “Watch the sunset from your private double decker deck! Well Maintained Lake Front Home with lake access and a floating dock.”
8270 Catawba Cove Drive, Belmont, North Carolina 28012
- Specs: 3 beds, 4.5 baths, 3,860 sq. ft., 1.3 acres
- List price: $869,000. Lauren Pierce of I Save Realty has the listing, (866) 981-5011
- Noticed for: The fantastic wood beams, wood paneling, and interior and exterior stone work give this home a wonderful lodge feel, and set it apart from the familiar beige styles often in recent construction.

Lauren Pierce of I Save Realty has the listing, (866) 981-5011

From listing, “Custom timberframe on Lake Wylie on 1.3 acres with view of Stowe Botanical Gardens.”

From listing, “Covered bar/sitting area/sun deck/boat lift.”